Frontier
Loan Copilot
Home-loan eligibility, lender comparison and application tracking, run alongside the sale rather than after it.
Eligibility checks
3,180
Twelve-week shape, pilot window
Pre-approved
1,214
38% of checks
Applications filed
268
Twelve-week shape, pilot window
Median sanction
11 days
−6 daysTwelve-week shape, pilot window
Ranked by rate from
Top rows from the table below, largest first
Read off the same table, sorted so the concentration is visible. Ties are ordered as they appear in the register.
Why applications are rejected
Almost always a resale transaction
Lender panel
| Lender | Rate from | Processing | Applications | Sanctioned | Median days | Rejection |
|---|---|---|---|---|---|---|
| HDFC | 8.35% | 0.50% | 62 | 54 | 9 | 13% |
| SBI | 8.40% | 0.35% | 58 | 47 | 14 | 19% |
| ICICI | 8.45% | 0.50% | 44 | 39 | 10 | 11% |
| Axis | 8.60% | 0.50% | 31 | 26 | 11 | 16% |
| Kotak | 8.55% | 0.45% | 28 | 24 | 10 | 14% |
| LIC HFL | 8.30% | 0.25% | 24 | 18 | 18 | 25% |
| Bajaj HFL | 8.70% | 0.60% | 12 | 11 | 8 | 8% |
| PNB HFL | 8.65% | 0.50% | 9 | 7 | 16 | 22% |
What this tool will not do
It does not promise a sanction
Eligibility is an indication computed from what the buyer told us. Only the lender approves, and thirty-nine per cent of rejections turn on a credit score we cannot see.
India Realty takes no lender commission on this panel
Rates shown are the buyer's rates. If that ever changes it will be stated on this page before it is stated anywhere else.
How to read this page
Frontier · Loan Copilot
Window
Rolling 90 days of the India Realty pilot, refreshed nightly at 02:00 IST.
Sources
Aiera call logs, WhatsApp Business API, CRM stages, Meta and portal spend exports.
Joins
Every number is joined to a booking where one exists, not to leads, so cost lines stay comparable.
Limits
Ninety days is short for a ₹1.5 Cr purchase. Late-window cohorts are still open, so treat conversion as a floor.